American Debt Free Foundation serves a need for you, the consumer, which is not met by other means. Debt settlement is a necessary debt relief option for consumers, especially during this economic hardship, when even Fortune 100 companies and state governments are unable to meet their financial needs and obligations.

Consumers do not receive governmental bailouts and therefore debt settlement is often our best and only hope.

Other options such as credit counseling, debt management or bankruptcy are often very expensive, unaffordable or unavailable. Even J. Thomas Rosch, Commissioner of the Federal Trade Commission, stated publicly and recognized that debt settlement is a viable and needed service for consumers. President Obama also stated the benefits of settling your own debt rather than pay a company huge, unrealistic fees for something that can be done yourself.

American Debt Free Foundation is committed to helping you settle your debts, not only showing you how to do it, but by helping you do it yourself with real life verbiage, scripts and forms that will be pre filled with your information. All you have to do is select the correct form, print and send to your creditors.